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  • How Long Does It Take for a Check to Fully Clear? In most cases, you can expect a check to clear two to five business days after its initial deposit into your bank account. On average, the check clearing process takes two to five business days to hit your account. Business days are generally considered […]
  • There are many different passive income ideas to choose from, especially in today’s world of remote working and flexible schedules. Who knew you could potentially make supplemental income while you sleep? Passive income is the most common solution to do just that. Even though it sounds too good to be true, there are many ways […]
  • Though they all may just look like a piece of plastic, not all credit cards are the same. For example, there are secured credit cards and unsecured credit cards. But how are they different beneath the surface and how do you choose a secured vs. unsecured credit card? So what’s the difference between a secured […]
  • Real estate can be one of the best ways to earn extra income in addition to the money coming in from your regular job. If you’re looking to get started with real estate investing by buying your first investment property, there are a few things that you’ll want to keep in mind before you do […]
  • A recession may be on the horizon. Gas prices are at a staggering $5 per gallon on average. Rents are soaring and inflation is at 8.6% — the highest it’s been in 40 years. The stock market is flirting with bear territory and bitcoin and other cryptocurrencies continue to crash. In response to soaring inflation, […]
  • Americans’ use of mobile banking apps and online banking continues to grow as fewer people are visiting brick and mortar banks to access their bank accounts. This has people wondering, “Are banking apps safe?” To answer this question, it’s important to understand data privacy policies and have an awareness of potential threats to your consumer […]
  • Thanks to bots and scalpers, it’s difficult to score cheap concert tickets online.Here are some tips for getting cheap concert tickets. This was originally published on The Penny Hoarder, which helps millions of readers worldwide earn and save money by sharing unique job opportunities, personal stories, freebies and more. The Inc. 5000 ranked The Penny […]
  • When you think of a laundry service, you may think of your neighborhood laundromat, with rows upon rows of washers and dryers. But did you know that you can start your own wash-and-fold laundry business — and that you don’t need to invest in dozens of washers and dryers to do it? Here’s how it […]
  • Interest rates on home mortgages are rising rapidly across the United States, which seems to be slowing most housing markets. (Some, like the market here in Corvallis, have been less affected. Give it time.) The average mortgage rate for a 30-year loan was about 3.0% at the start of the year; today, it's at 6.245% […]
  • Hey, folks. We have/had a good discussion going here, but something happened to nearly all of the comments. I'm not sure what the issue is. They're still in the database, but they don't appear on the site. We'll work to solve the problem. Update: Holy cats! It's not only the comments on this article. It's […]
  • Last month, the Federal Reserve released a new report: Economic Well-Being of U.S. Households in 2021 [PDF]. This annual survey gauges American financial health and attitudes. The 2021 edition was conducted last November. Here are some highlights from the report: Seventy-eight percent of adults were either doing okay or living comfortably financially, the highest share […]
  • Both my ex-wife (Kris) and my current girlfriend (Kim) tell me I get too worked up about things sometimes. "You over-react," they both tell me. Maybe so. I prefer to think of myself as passionate. One of the things I'm passionate about is scammers. I hate them. Scammers are evil, evil people who prey on […]