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  • President Biden signed an omnibus budget bill in December 2022, which included bipartisan legislation helping to make it easier for people to save for retirement. The SECURE (Setting Every Community Up for Retirement Enhancement) 2.0 Act builds on the previous SECURE Act law, which was passed in 2019. While not all of the changes in […]
  • Wouldn’t it be nice if you never had to mow your own lawn? Or shovel snow from your driveway? How about having a swimming pool you didn’t need to maintain?  Living in a homeowners association (HOA) can sometimes provide these benefits and more. However, you will usually need to pay an HOA fee. With that […]
  • You may already know they can help you come tax time, but what are tax deductions and how are they different from tax credits? Tax deductions lower your taxable income. Tax credits provide you with an overall discount on your tax bill.  Let’s break down exactly what that means so you can optimize your tax […]
  • Income tax is the tax that federal, state, and local governments require businesses and individuals to pay on their total earnings each year. Total earnings can include wages, tips, interest, dividends, unemployment, and retirement distributions. To calculate income tax, you must first determine your taxable income and filing status to see which tax bracket you […]
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  • Hello, my friends. I hope this new year is treating you well. It's been excellent for me so far. Soon I need to announce the 2023 Ecuador chautauqua about money and meaning, but before I do I'll give a brief update on what I've been up to. Deciding to extend my sabbatical from Get Rich […]
  • Last night, for the third Wednesday in a row, I ventured to the Whiteside Theater in downtown Corvallis to watch an old movie. Two weeks ago, it was National Lampoon's Christmas Vacation. Last week, it was It's a Wonderful Life. And yesterday was Star Wars. The place was packed! So fun to watch a favorite […]
  • Hello, friends. Just a quick note to let you all know that my life, at last, seems to be settling. A full two months after the death of my mother, the fog has lifted and I find that I'm motivated to pursue productive pursuits once more. I spent much of the past several weeks doing […]
  • A memory came to me this morning while I was walking the dog, a memory of those days when I was fresh out of college and just beginning to work for my father at the box factory. A salesman had come knocking on our door. This was strange since the box factory was (and still […]